These are examples of how I've heard it being used, but more often than not it seems that folks are dropping the "I'm" part and ending the sentence with "just saying".
Married men live longer than single men, but married men are a lot more willing to die...I'm just saying.
Or
Eighty percent of married men cheat in America. The rest cheat in Europe...just saying.
“I’m just saying”
These are examples of how I've heard it being used, but more often than not it seems that folks are dropping the "I'm" part and ending the sentence with "just saying".
Married men live longer than single men, but married men are a lot more willing to die...I'm just saying.
Or
Eighty percent of married men cheat in America. The rest cheat in Europe...just saying.