Interpreting “beyond that already extended”
I have run into a slight dispute at work regarding the following statement and the context is travel insurance.
“The company will not reimburse for any additional cover beyond that already extended”
There then follows a short list of 3 or 4 items such as health insurance, life cover, baggage.
1. I interpreted the statement as follows: The company would not reimburse for cover that was additional in the specific categories already noted. For example increasing the amount of life cover would be such a case where no reimbursement would be paid. However I interpreted the statement as meaning that if the requested reimbursement was for insurance that was not in one of these noted areas i.e. had not already been ‘extended’ then a claim would be valid. In hindsight I feel that I have used the ability to possibly twist the interpretation into a situation where a modest claim for personal liability insurance cover of £70 (which was not a listed item) will be rejected.
2. 2 colleagues thought that the meaning was simple - no reimbursement for ANY additional cover. I can see this point but if that was what was intended why did the statement not just read ‘ The company will not reimburse any additional cover’?
Any ideas or somewhere where I can gather some opinions? BTW I am more interested in the principal and ensuring the correct wording for others in future than the actual claim.